Financing your business is one of the most important aspects of starting and growing your enterprise. A variety of business funding options are available but picking one that might work for you can seem like navigating a minefield. Call on our knowledge to avoid the hidden timewasters.

We can support you to find and access the right funding for your business, whether it be start-up loans, bank finance, grant funding, crowdfunding, peer-to-peer lending, invoice finance, and equity finance.

Help and advice on what funding mechanism best suits your business is only a phone call away. Contact us and we’ll connect you with trained and knowledgeable funding advisors who know what’s most likely to match your situation.

If you're looking for something different, take a look at these alternative funding opportunities:


Discretionary Grant Scheme - Round 2

A second application round of the Discretionary Grant scheme for Bexley-based businesses impacted by the Covid-19 situation is now open – with amended eligibility criteria.  Businesses from a wider range of sectors will now be eligible.  Applications will be accepted until 5pm on 30th July (although we reserve the right to close the application window earlier if the scheme looks like being oversubscribed).

Potential applicants are advised to read the full guidance before starting the online application process.  Note that any business that has already received funding from the Small Business Grant Fund or the Retail Hospitality and Leisure Grant Fund will not be eligible for the Discretionary Grant.

The full eligibility criteria and guidance on how to apply for the grant can be found here: https://www.bexley.gov.uk/services/business-bexley/discretionary-business-grant-dbg

The Royal Borough of Greenwich is providing funding to support voluntary and community organisations during the COVID-19 pandemic

There will be £150,000 in total funding, with £75,000 provided by the Council and £75,000 by Greenwich Charitable Trust, the borough's NHS charity. The Council’s funding will be used to support, in particular, organisations working to alleviate food poverty during the crisis. 

The grants will be distributed by METRO GAVS, which supports the voluntary, community and faith sector in Royal Greenwich. 

Leader of the Royal Borough of Greenwich, Cllr Danny Thorpe, said: 

"The response from our borough's voluntary and community sector to the COVID-19 pandemic has been incredible, and we want to help them do even more. Our Community Hub has had over 20,000 calls from residents needing support, and it's clear that some people are really struggling to put food on the table. That's why we're providing extra funding to help alleviate food poverty during this crisis." 

Grants of between £5,000 - £10,000 can be applied for in three areas:  

  • Supporting voluntary and community organisations in financial difficulty that are key to the health and wellbeing of the local community. 
  • Supporting voluntary and community organisations to adapt services to support people around health and wellbeing during the pandemic. 
  • Supporting voluntary and community organisations tackling poverty and food poverty in the local community caused by the effects of COVID-19. 

The guidance document is attached or you can find more details on the MetroGAVS website here: 


The full press release can be found here: 


COVID-19 Response: The Fore’s RAFT Fund 

The Fore and its partners are providing grants of up to £5,000 to help small charities and social enterprises overcome the challenges posed by coronavirus. 

The Rapid Action by the Fore and Trusts Fund (‘‘RAFT’’) will provide grants for high- quality, well-managed small charities and social enterprises with great leadership doing vital work in their communities.

The UK has a range of vibrant, high-impact small charities and social enterprises operating across the country that are addressing pressing social issues from knife crime to domestic violence to climate change.  

However, due to the nature of fundraising, most small charities operate on a hand to mouth basis with few reserves to sustain them through crisis times such as these.  

RAFT is specifically looking to shore up and build resilience in high-impact small charities, giving them a better chance to continue their services and navigate through the crisis. 

RAFT Fund, alongside RAFT Directory of Skilled Volunteer Requests, is seeking to ensure that high-quality small charities and social enterprises are able to meet the rapidly changing needs of their beneficiaries, remain viable and prepare for delivery when the acute phase of the crisis is over.

Many organisations have scaled back their activities significantly during this period but need to ready themselves for an intense period of delivery once current restrictions are lifted. For example, a charity that provides tutoring for disadvantaged GSCE students will be vital after a prolonged period of home-schooling. If such an organisation could use this time to recruit and train more tutors, it will be ready to meet the increased level of need.

Similarly, organisations supporting people into self-employment, addressing mental health issues or childhood obesity need to be ready for significant scale-up. Other organisations, for example an environmental charity, need to have the tools and the capacity to build on the opportunities and openness to new thinking the pandemic has brought about.

RAFT now has over £1m in funding and opened to applications on Wednesday 22nd April 2020. The first grants will be announced on 6th May 2020. Applications to RAFT Fund will be accepted in tranches with the application portal opened and closed as funding is raised and distributed.

The Fore will initially be accepting 500 applications, with places allocated on a first-come-first-served basis. They will open for additional applications when funding becomes available.

Useful Links: 


Funding to Support Charities and Communities Affected by Coronavirus 

The Yorkshire Building Society’s Charitable Foundation has launched a Coronavirus Response Fund to support registered charities that ate helping local communities affected by the coronavirus. Funding will support groups and activities that

  • Help vulnerable people who are self-isolating.
  • Ensure supplies for foodbanks and organisations, in particular to alleviate the impact of children no longer receiving free school meals due to school closures.
  • Help community response coordination, including volunteer costs.
  • Cover additional costs of working remotely and adapting services delivered in the wider community
  • Cover the loss of income for charities providing support for vulnerable groups

The £100,000 fund will make donations of between £250 and £2,000 to help with costs such as running costs, staff and travel costs, and volunteer expenses.

Priority will be given to:

  • Charities that have an income of £100,000 or less.
  • Charities that support the ongoing needs of vulnerable people to ensure that their health and wellbeing is maintained.
  • Charities that support the ongoing needs of people suffering from poverty or those who have suffered a loss of income

Applications can be made at any time and will be reviewed on a fortnightly basis.

Useful Links: 


£100 million Programme of Loans and Investment for Organisations Affected by the Coronavirus 

Charities and, social enterprises in disadvantaged areas facing financial hardship and disruption to their trading due to the coronavirus will be able to apply for emergency funding from a £100 million programme of loans and investment.

The emergency package is made up of a £25 million Resilience and Recovery Loan Fund to provide emergency loans with no fees or interest for the first twelve months; £29 million for smaller, emergency loans to small businesses in more deprived areas; and up to a further £50 million over the coming months for existing and future investments as needed.

Applications to the Resilience and Recovery Loan Fund are expected to open in mid-April, with the first loans completed by the start of May.

Further details on the programme will be available shortly.

Useful Links: 


£750 Million Coronavirus Funding for Frontline Charities 

The Government has announced a £750 million emergency support package for charities across the UK to ensure they can continue their work during the coronavirus outbreak.  The funding package consists of £360 million direct from government departments to charities such as hospices and victim support charities that are providing vital services and helping vulnerable people through the current crisis;

These will include:

  • Hospices to help increase capacity and give stability to the sector
  • St Johns Ambulance to support the NHS
  • Victims charities, including domestic abuse, to help with potential increase in demand for charities providing these services
  • Vulnerable children charities, so they can continue delivering services on behalf of local authorities
  • Citizens Advice to increase the number of staff providing advice during this difficult time

£370 million will also be available to smaller charities, including through a grant to the National Lottery Community Fund. The National Lottery Community Fund is currently discussing with Government on how best to distribute the funding.

Government departments will identify priority recipients, with the aim for charities to receive money in the coming weeks. The application system for the National Lottery Community Fund grant pot is expected to be operational within a similar period of time.

The Government also announced the Government will match fund whatever the public decides to donate to the BBC’s Big Night In charity appeal on 23 April, starting with a contribution of at least £20 million to the National Emergencies Trust appeal.


Tesco Bags of Help COVID-19 Communities Fund to Support Local Communities (UK)

Tesco Bags of Help has launched a new Fund in response to the Coronavirus outbreak. The new short-term fund is open to registered charities, voluntary and community organisations, schools, health bodies, Parish, Town and community councils, social enterprises, local authorities and social housing organisations across the UK.

Grants of £500 are available to organisations that support vulnerable groups whose demand for services has been increased or disrupted, or who need to put new services in place.

Applications can be made at any time.

For any queries please contact: [email protected] 

Funding to Tackle the Impact of COVID-19

A number of grant givers have launched or have announced plans to launch funds to help combat the impact of Covid 19.  Grants Online has produced an online resource to track these funds.  This information can be accessed at https://www.grantsonline.org.uk/coronavirus.html.

The information is being updated as and when, so please be sure to check the web page on a regular basis.

Charities Aid Foundation Launches Coronavirus Emergency Fund 

The Charity Aids Foundation (CAF) has launched a new Coronavirus Emergency Fund.  Through this fund smaller charities, not for profit organisations, social enterprises and unregistered community groups can apply for grants of up to £10,000 to help them to continue to deliver much needed support to within their communities. 

The funding is available to help with core costs, staffing, volunteer costs, supplies and equipment, communications or other critical charitable areas. 

CAF will aim for grants to be paid to selected organisations within 14 days of application.

The online application form is here. Applicants will be asked to register, or log in, using their email address and a password. Applicants can save their application at any time, there is no need to complete it all at one time.

Bright Ideas Fund

The Bright Ideas Fund supports new community business ideas through the start-up and planning stages with tailored business support, to the implementation stage with grants of up to £15,000.

The Bright Ideas Fund is funded by Power to Change, the independent trust supporting community businesses in England, and delivered by Locality, the national network for community organisations, in partnership with Co-operatives UK, the Plunkett foundation and Ground Work UK

The Bright Ideas Fund application is now open until 30 September.

There will be additional funding rounds in:
• February 2020 – April 2020,
• August – September 2020,
• February 2021 – March 2021.

Watch the Bright Ideas Fund webinar

The webinar for Round 6 funding took place on Tuesday 16 July at 11am. You can watch the recording here.

The webinar will help you understand what the Community Business Bright Ideas Fund is about and whether you can apply. It runs through what the programme offers, the criteria, application process and have examples of what we’ve funded in previous rounds.

Small Grants Programme for Projects Benefitting Children and Young People

The John Lyon’s Charity gives grants to benefit children and young people up to the age of 25 who live in nine boroughs in North and West London i.e. Barnet, Brent, Camden, Ealing, Hammersmith & Fulham, Harrow, Kensington & Chelsea, Westminster, City of London. Since 1991, the Charity has distributed over £100 million to a range of organisations that seek to promote the life-chances of children and young people through education.

The Small Grants Fund enables organisations to access smaller amounts of funding outside the main Trustee meetings. Requests to the Small Grants Fund are considered at least six times a year and there are no deadlines.

Grants of up to £5,000 are available for small one-off projects for one year only.

There are no deadlines and applications can be submitted at any time.

Useful links:


Peabody Community Leaders Programme:

This is a great opportunity for any resident or client who wants to do or offer something useful or fun in and for their community.

This could be:

  • Community BBQ
  • Organised day trip
  • Workshop for skills development and knowledge sharing

Grants of up to £500 are available for each activity.

We are piloting the programme with an initial 10 projects, and funds will be granted on a first come first served basis.

I have attached the following:

  • Funding Application
  • Community Leaders process

Completed applications should be returned to [email protected]

Useful links:


Funding of up to £20,000 Available for Projects Working with Disadvantaged People and Communities

Small charities and not-for-profit organisations working with disadvantaged people and communities in Gloucestershire (including Bristol and South Gloucestershire), Hampshire (including Southampton and the Isle of Wight), Kent, Leicestershire, Suffolk, Surrey, East Sussex and West Sussex can apply for grants of between £500 and £20,000. The funding is being made available through the Henry Smith Charity’s County Grants scheme. Projects can last between 1 and 3 years and to be eligible the applicant organisation need to have a turnover of up to £250,000 (up to £1m if activities are county-wide). Applications can be submitted at any time.

Useful Links:


Homes in Community Hands: Funding Programme Opens for Applications

Community groups have the opportunity to apply for funding to help them to take forward innovative community led housing projects. Grants are available to build or refurbish well-built, affordable and future-proof homes designed around the needs of local people. A total of £4.2 million is available as revenue grants over the next three years (up to 2021). The average grant will be £50,000. Small amounts of capital funding averaging around £25,000 are also available to applicants to sit alongside the main revenue grant. The funding will be mostly focused in Leeds City Region, Liverpool City Region, Tees Valley City Region, West of England and West Midlands but will also be available to anywhere in England. The funding is being made available through the Power to Change Trust and applications can be submitted at ant time. All funding must be committed by December 2021.

Useful Links:


£10 Million Fund to Help Vulnerable People Claim Universal Credit

The Secretary of State has announced a new £10million Universal Credit Transition Fund. The fund will be available to organisations across the UK who are working to help vulnerable people, including the disabled, care leavers and those with mental health issues to claim Universal Credit as a route into work. Current figures show that a fifth of claimant’s delay making a Universal Credit claim because they don’t know how to make a claim or think that they will find a job quickly. The fund aims to support innovative ideas that engage with vulnerable people early, helping them to make timely claims for the new benefit. Applications will open in April 2020.

Useful Links:


Funding to Make Community Spaces More Sustainable

The Co-op Foundation is offering interest free loans for enterprising ideas to improve community spaces. Community organisations that manage community buildings and outdoor spaces such as parks and community centres; etc which are for the use of the whole community can apply for loans to grow their trading activities to generate more sustainable income.

The Co-op Foundation can offer:

  • Interest-free loans of up to £50,000 towards viable business ideas that will benefit the whole community – particularly those facing greater challenges.
  • No repayments for the first year, while your trading activities are developing.
  • If you are based in a more deprived area, or your work mainly benefits more disadvantaged members of the community, we might also be able to offer some grant funding alongside a loan.

Applications can be submitted at any time.

Useful Links:

Applicants will need to fill out an expression of interest here

Lloyds Bank Foundation Relaunches Grants Programme

Charities in England and Wales with an income of between £25,000 and £1million that are tackling complex social issues such as mental health, homelessness and domestic abuse can now apply for core funding grants worth up to £100,000. The funding is part of the Lloyds Bank Foundations relaunched grants programme which now has a simpler and more flexible approach. Grants are available of up to £100,000 and are available over three years (with the possibility of continuing to six years) and can be used entirely for core costs. Core costs are overhead costs of an organisation, as opposed to those specific to a project; with charities able to flex how much they spend each year. Applications can be submitted at any time.

Useful Links:


Funding for School Arts Visits

State primary schools and special schools (primary or secondary) are eligible to apply for a grant of up to £2,000 to help children to access and take part in arts activities at the many high-class institutions in London. Activities could include visits to the theatre, a musical experience or to a museum or art gallery. Grants could cover, for example, travel costs and contributions towards participation activities. The funding is being made available through the John Lyon’s Charity Schools Explorer Fund and applications can be submitted at any time.

Useful Links:


Funding of up to £10,000 Available for Business Start Ups

From the 13th January 2020 funding and support will be available to business start-ups who want to create a product or business using location or property data. Grants of up to £10,000 will be available alongside a range of support which includes access to mentors, workspace, product development support, marketing and PR support, professional and personal development and access to a range of open and proprietary datasets.

The Geovation Accelerator programme is a partnership between the Ordnance Survey and HM Land Registry which aims to help launch and grow innovative solutions to social, environmental and economic challenges that harness the power of data and technology.

Further details will be available when the programme opens for applications.

Useful Links:


Funding for Projects that Use the Arts and Media to Address the Concerns of Children

Not-for-profit organisations in the UK that are working with children and young people using the arts and creative media can apply for funding through the Ragdoll Foundation's Open Grants Programme. The Foundation's vision is to support projects where the concerns of childhood can be heard. A variety of art forms can be supported including dance, drama, ceramics, creative play, film, music, puppetry and storytelling. Supported projects will support equality of opportunity, can include families and take place in rural or urban settings and may be delivered, for example, in children’s and community centres, nurseries, schools and hospitals.

Organisations can apply for both one-off short-term projects and for projects lasting up to three years. Preference will be given to those projects which have a deep commitment to listening to children and allow the perceptions and feelings of children themselves to be better understood. The Foundation is mainly interested in applications that involve children during their early years, but appropriate projects for older children (up to 18 years) will also be considered.

Applications are accepted on a rolling basis.

Useful Links:

Application Form



Funding for Projects that Support Disadvantaged and Disengaged Young People

Registered charities in England and Wales can apply for funding for projects that help disadvantaged and disengaged young people in England and Wales. Priority is given to projects designed to help disadvantaged and disengaged young people in the age range of 14 to 30, to pursue pathways to Education, Training and Employment with the ultimate aim of helping them to become financially independent. There is no minimum or maximum amount and projects can be funded for more than one year. The next closing date for applications to the Peter Cruddas Foundation is the 1st September 2020. 

Useful Links: 



Grants of up to £5 Million Available for Heritage Projects

Not-for-profit organisation and local authorities as well as partnerships led by not-for-profit organisations can apply for grants of up to £5 million to fund a broad range of projects that connect people and communities to the national, regional and local heritage of the UK. This can include a broad range projects relating to natural and designed landscapes; cultural traditions; community archaeology; historic buildings, monuments and environments; and languages, etc. The funding is being made available though the Heritage Fund and all applicants for a grant above £250,000 need to complete a short Expression of Interest (EOI) form. EOI’s can be submitted at any time and the Heritage Fund will use the information to decide whether or not to invite the applicant to submit a development phase application. 

Useful Links: 


Magic Little Grants 2020

Online fundraising platform Localgiving has announced that this year’s Magic Little Grants grants programme is now open for applications. Small charities and community groups can apply for grants of up to £500 to support and inspire people to participate in sports or exercise. To be eligible applicant organisations will need to have an annual income of below £250,000 or be in their first year of operation. A total of 900 grants will be available. Applications can be submitted at any time until the 31st October 2020.

Useful Links:



For a full and detailed list of all the funding available please click on the following links:


or Click here!

You can also visit www.grantsonline.org.uk to help finance your business.