Financing your business is one of the most important aspects of starting and growing your enterprise. A variety of business funding options are available but picking one that might work for you can seem like navigating a minefield. Call on our knowledge to avoid the hidden timewasters.

We can support you to find and access the right funding for your business, whether it be start-up loans, bank finance, grant funding, crowdfunding, peer-to-peer lending, invoice finance, and equity finance.

Help and advice on what funding mechanism best suits your business is only a phone call away. Contact us and we’ll connect you with trained and knowledgeable funding advisors who know what’s most likely to match your situation.

If you're looking for something different, take a look at these alternative funding opportunities:


Funding to Tackle the Impact of Covid 19

A number of grant givers have launched or have announced plans to launch funds to help combat the impact of Covid 19.  Grants Online has produced an online resource to track these funds.  This information can be accessed at https://www.grantsonline.org.uk/coronavirus.html.

The information is being updated as and when, so please be sure to check the web page on a regular basis.


Bright Ideas Fund

The Bright Ideas Fund supports new community business ideas through the start-up and planning stages with tailored business support, to the implementation stage with grants of up to £15,000.

The Bright Ideas Fund is funded by Power to Change, the independent trust supporting community businesses in England, and delivered by Locality, the national network for community organisations, in partnership with Co-operatives UK, the Plunkett foundation and Ground Work UK

The Bright Ideas Fund application is now open until 30 September.

There will be additional funding rounds in:
• February 2020 – April 2020,
• August – September 2020,
• February 2021 – March 2021.

Watch the Bright Ideas Fund webinar

The webinar for Round 6 funding took place on Tuesday 16 July at 11am. You can watch the recording here.

The webinar will help you understand what the Community Business Bright Ideas Fund is about and whether you can apply. It runs through what the programme offers, the criteria, application process and have examples of what we’ve funded in previous rounds.


Team London and Thrive LDN

In partnership with Thrive LDN and the #Will Fund, Team London offered grants of between £5,000 - £10,000 to community groups, small charities and voluntary sector organisations to run projects which encourage young Londoners to volunteer or take part in social action.

The projects will focus on any area of volunteering or social action such as sports, arts, media, environment, inter-generational, music, etc., but should also encourage good mental health and wellbeing. The majority of young participants will be new to volunteering and will come from groups that are disproportionately affected by mental health, such as those within the criminal justice system or young refugees or asylum seekers.

The Team London and Thrive LDN Small Grants will fund projects which: 

  • work with 10 – 20 year olds on volunteering and/or social action projects which promote wellbeing and emotional resilience
  • demonstrate how volunteering and/or social action positively impacts on young people’s wellbeing and emotional resilience
  • work with young people from one or more of the following target groups:
    • looked after children (or at risk of being)
    • young carers
    • young people in the youth justice system (or at risk of being)
    • young homeless people (or at risk of being)
    • refugee and asylum seeking young people
    • young people with learning disabilities
    • NEETs (not in employment, education or training)
    • vulnerable young people (or at risk of being)


Small Grants Programme for Projects Benefitting Children and Young People

The John Lyon’s Charity gives grants to benefit children and young people up to the age of 25 who live in nine boroughs in North and West London i.e. Barnet, Brent, Camden, Ealing, Hammersmith & Fulham, Harrow, Kensington & Chelsea, Westminster, City of London. Since 1991, the Charity has distributed over £100 million to a range of organisations that seek to promote the life-chances of children and young people through education.

The Small Grants Fund enables organisations to access smaller amounts of funding outside the main Trustee meetings. Requests to the Small Grants Fund are considered at least six times a year and there are no deadlines.

Grants of up to £5,000 are available for small one-off projects for one year only.

There are no deadlines and applications can be submitted at any time.

Useful links:



Peabody Community Leaders Programme:

This is a great opportunity for any resident or client who wants to do or offer something useful or fun in and for their community.

This could be:

  • Community BBQ
  • Organised day trip
  • Workshop for skills development and knowledge sharing

Grants of up to £500 are available for each activity.

We are piloting the programme with an initial 10 projects, and funds will be granted on a first come first served basis.

I have attached the following:

  • Funding Application
  • Community Leaders process

Completed applications should be returned to [email protected]

Useful links:



Funding of up to £20,000 Available for Projects Working with Disadvantaged People and Communities

Small charities and not-for-profit organisations working with disadvantaged people and communities in Gloucestershire (including Bristol and South Gloucestershire), Hampshire (including Southampton and the Isle of Wight), Kent, Leicestershire, Suffolk, Surrey, East Sussex and West Sussex can apply for grants of between £500 and £20,000. The funding is being made available through the Henry Smith Charity’s County Grants scheme. Projects can last between 1 and 3 years and to be eligible the applicant organisation need to have a turnover of up to £250,000 (up to £1m if activities are county-wide). Applications can be submitted at any time.

Useful Links:



Homes in Community Hands: Funding Programme Opens for Applications

Community groups have the opportunity to apply for funding to help them to take forward innovative community led housing projects. Grants are available to build or refurbish well-built, affordable and future-proof homes designed around the needs of local people. A total of £4.2 million is available as revenue grants over the next three years (up to 2021). The average grant will be £50,000. Small amounts of capital funding averaging around £25,000 are also available to applicants to sit alongside the main revenue grant. The funding will be mostly focused in Leeds City Region, Liverpool City Region, Tees Valley City Region, West of England and West Midlands but will also be available to anywhere in England. The funding is being made available through the Power to Change Trust and applications can be submitted at ant time. All funding must be committed by December 2021.

Useful Links:


Funding for Physical Activity Community Projects

Not for profit organisations, informal groups and individuals can apply for grants of between £2,000 and £5,000 for activities that use sport and physical activity to bring Londoners from different backgrounds together and help isolated and lonely Londoners feel better connected in their communities. The funding is being made available through the Mayor of London’s Stronger Communities Fund and will support recognised sporting activities as well as more informal exercise-based activity such as scoot events, walks, games such as Frisbee, tug of war etc. Applications can be submitted at any time until the 15th May 2020.

Useful Links:



£10 Million Fund to Help Vulnerable People Claim Universal Credit

The Secretary of State has announced a new £10million Universal Credit Transition Fund. The fund will be available to organisations across the UK who are working to help vulnerable people, including the disabled, care leavers and those with mental health issues to claim Universal Credit as a route into work. Current figures show that a fifth of claimant’s delay making a Universal Credit claim because they don’t know how to make a claim or think that they will find a job quickly. The fund aims to support innovative ideas that engage with vulnerable people early, helping them to make timely claims for the new benefit. Applications will open in April 2020.

Useful Links:



Funding to Support Leisure Activities for People with Physical Disabilities

The Bruce Wake Charitable Trust will consider grant applications relating to the provision of leisure activities for people with physical disabilities. The Trust was established to encourage and assist the provision of leisure activities for the disabled.

The Trustees particularly favour applications where the potential beneficiaries meet one or all of the following criteria:

  • The potential beneficiaries are physically disabled wheelchair users
  • Improved access for wheelchair users is proposed
  • A sporting or leisure activity involving disabled wheelchair users is proposed

Useful Links:




Grants of up to £1,000 Available for Projects that improve the Wellbeing of Children

Grants of up to £1,000 are available to registered charities and non-profit organisations who work to improve the education and physical and emotional wellbeing of children. Applicants applying for funding may focus on one or more of these areas: Living in Poverty; Physical & Mental Health Problems; Health & Wellbeing; Living With Disability. Examples of grants awarded in the past include a grant of £5,000 to the Panathlon Foundation for the Panathlon Challenge for young people with disabilities, to fund tournaments and specialist equipment; and a grant of £2,500 JT Inspires to promote the fitness of children and young people with congenital heart disease. The funding is being made available through the Les Mills Fund for Children and the next closing date for applications is 5pm on the 28th April 2020.

Useful Links:



Funding for Rural Community and Education Projects

The NFU Mutual Charitable Trust, which supports charities in the UK working in agriculture, rural development and insurance has announced that the next closing date for applications is the 31st May 2020. The Trustees are particularly interested in initiatives in the areas of education of young people in rural areas and the relief of poverty within rural areas.

Trustees are particularly interested in funding larger initiatives, which would have a significant impact on the rural community.

Grants of between £1,000 and £50,000 are available. In 2016, the Trust made donations totaling £256,500 to a total of 15 organsiations.

Closing date: 31st May 2020

Useful Links:

Application Form


Funding to Make Community Spaces More Sustainable

The Co-op Foundation is offering interest free loans for enterprising ideas to improve community spaces. Community organisations that manage community buildings and outdoor spaces such as parks and community centres; etc which are for the use of the whole community can apply for loans to grow their trading activities to generate more sustainable income.

The Co-op Foundation can offer:

  • Interest-free loans of up to £50,000 towards viable business ideas that will benefit the whole community – particularly those facing greater challenges.
  • No repayments for the first year, while your trading activities are developing.
  • If you are based in a more deprived area, or your work mainly benefits more disadvantaged members of the community, we might also be able to offer some grant funding alongside a loan.

Applications can be submitted at any time.

Useful Links:

Applicants will need to fill out an expression of interest here


Lloyds Bank Foundation Relaunches Grants Programme

Charities in England and Wales with an income of between £25,000 and £1million that are tackling complex social issues such as mental health, homelessness and domestic abuse can now apply for core funding grants worth up to £100,000. The funding is part of the Lloyds Bank Foundations relaunched grants programme which now has a simpler and more flexible approach. Grants are available of up to £100,000 and are available over three years (with the possibility of continuing to six years) and can be used entirely for core costs. Core costs are overhead costs of an organisation, as opposed to those specific to a project; with charities able to flex how much they spend each year. Applications can be submitted at any time.

Useful Links:



Funding for School Arts Visits

State primary schools and special schools (primary or secondary) are eligible to apply for a grant of up to £2,000 to help children to access and take part in arts activities at the many high-class institutions in London. Activities could include visits to the theatre, a musical experience or to a museum or art gallery. Grants could cover, for example, travel costs and contributions towards participation activities. The funding is being made available through the John Lyon’s Charity Schools Explorer Fund and applications can be submitted at any time.

Useful Links:



Funding of up to £10,000 Available for Business Start Ups

From the 13th January 2020 funding and support will be available to business start-ups who want to create a product or business using location or property data. Grants of up to £10,000 will be available alongside a range of support which includes access to mentors, workspace, product development support, marketing and PR support, professional and personal development and access to a range of open and proprietary datasets.

The Geovation Accelerator programme is a partnership between the Ordnance Survey and HM Land Registry which aims to help launch and grow innovative solutions to social, environmental and economic challenges that harness the power of data and technology.

Further details will be available when the programme opens for applications.

Useful Links:


Funding for Projects that Use the Arts and Media to Address the Concerns of Children

Not-for-profit organisations in the UK that are working with children and young people using the arts and creative media can apply for funding through the Ragdoll Foundation's Open Grants Programme. The Foundation's vision is to support projects where the concerns of childhood can be heard. A variety of art forms can be supported including dance, drama, ceramics, creative play, film, music, puppetry and storytelling. Supported projects will support equality of opportunity, can include families and take place in rural or urban settings and may be delivered, for example, in children’s and community centres, nurseries, schools and hospitals.

Organisations can apply for both one-off short-term projects and for projects lasting up to three years. Preference will be given to those projects which have a deep commitment to listening to children and allow the perceptions and feelings of children themselves to be better understood. The Foundation is mainly interested in applications that involve children during their early years, but appropriate projects for older children (up to 18 years) will also be considered.

Applications are accepted on a rolling basis.

Useful Links:

Application Form



Building Resilient Local Economies

The programme aims to build a more resilient, fairer and sustainable economic system. Organisations working within the UK who want to help transform financial systems into 'engines for social benefit' can apply for grants through the Foundation. Grants in the past have been up to £200,000 to cover capital or revenue funding, core costs or project costs. Activities funded will fit closely with the aims of the Foundation and deliver one of two key outcomes.

These are:

"Systems Change"

"Local Economic Resilience"

The next deadline for applications to the Friends Provident Foundation - Building Resilient Economies programme is 12 noon on the 20th April 2020.

Useful Links:



Funding for Physical Activity Community Projects

Not for profit organisations, informal groups and individuals can apply for grants of between £2,000 and £5,000 through the Stronger Communities Fund for activities that use sport and physical activity to bring Londoners from different backgrounds together and help isolated Londoners feel better connected in their communities.

Applications can be submitted at any time until the 15th May 2020.

Useful Links:



Women Make Music Grants Programme

Grants of up to £5,000 are available to support the development of outstanding women, trans and non-binary songwriters and composers of all genres and backgrounds at different stages of their career. The funding is available to support touring, recording, promotion and marketing, community projects involving high-quality music creators, music creator residencies and live performances featuring new UK music. The funding is being made available through the PRS for Music Foundation’s Woman make Music Grants Programme and the closing date for applications is the 8th June 2020.

Useful Links:



Architectural Heritage Fund - Project Viability Fund

Grants are available for formally constituted charities or social enterprises to undertake a project involving the acquisition and conversion of an historic building. The Architectural Heritage Fund Project Viability Grant aims to enable organisations to work out whether a proposed use for a building will be economically viable. The grant will contribute towards the cost of exploring different options for reuse or testing a single option. At the end of the process the organisation should be able to make an informed decision on whether the it should commit to further cost, risk and effort in developing the project. The closing date for applications in this round is the 30th April 2020.

Useful Links:



Warburtons - Community Grants Scheme

Charities and organisations with charitable aims can now apply for up to £250 worth of funding for projects that have a direct and tangible social impact on families and solve significant social issues. Funding is available for projects that meet the following themes: Health, Health Education, Financial Stability, Aspiration, Worklessness, Employability and skills. The Community Grant scheme is being made available by Warburtons and is administered by the Charities Aid Foundation. The next closing date for applications in this round is the 11th May 2020.

Useful Links:



Awards for Young Musicians

Awards for Young Musicians (AYM), which support the UK's most talented young musicians (aged 5 to 17) who, because of financial need, may be prevented from fulfilling their creative potential, has announced that it is seeking applications for its Awards Scheme. AYM supports young musicians, who make music in any genre, who can clearly show that they are really talented and committed and that they need financial help with their music expenses. Each year AYM make awards of up to £2000 based on evidence of musical talent and financial need. The Awards cover the purchase or hire of musical instruments and accessories; music lessons; weekend music schools; music courses; orchestra fees; and travel. The deadline for applications is the 27th April 2020.

Useful Links:



T Level Capital Fund Opens for Applications

The Government has announced that it is inviting existing T Level providers to apply to the T Level Capital Fund. The fund will be delivered in two parts. Eligible providers can bid for funding to refurbish existing buildings or create new spaces, while funding for specialist equipment such as digital and audio-visual kit, will be allocated to all providers in Spring next year. A total of £95 million will be available. The funding is available to organisations that are on the list of providers selected to deliver T Levels and are an Academy, Further Education College, Higher Education Institution, School, Sixth Form College or University Technical College; and they have not previously been awarded a grant for the T Level route for which they are applying. The closing date for applications is 12 noon on the 30th April 2020.

Useful Links:



Funding for Projects that Support Disadvantaged and Disengaged Young People

Registered charities in England and Wales can apply for funding for projects that help disadvantaged and disengaged young people in England and Wales. Priority is given to projects designed to help disadvantaged and disengaged young people in the age range of 14 to 30, to pursue pathways to Education, Training and Employment with the ultimate aim of helping them to become financially independent. There is no minimum or maximum amount and projects can be funded for more than one year. The next closing date for applications to the Peter Cruddas Foundation is the 1st September 2020. 

Useful Links: 



Greggs Foundation Local Community Projects Fund

Not-for-profit organisations can apply for grants of up to £2,000 for projects working to reduce disadvantage experienced by the most deprived people in the community such as the disabled, those living in poverty, voluntary carers and isolated older people. Larger organisations with a turnover in excess of £300,000 are unlikely to be successful with those located near to a Greggs shop most likely to receive awards. The funding is being made available through the Greggs Foundation Local Community Projects Fund. The closing date for applications is the 8th June 2020. 

Useful Links: 



Grants of up to £5 Million Available for Heritage Projects

Not-for-profit organisation and local authorities as well as partnerships led by not-for-profit organisations can apply for grants of up to £5 million to fund a broad range of projects that connect people and communities to the national, regional and local heritage of the UK. This can include a broad range projects relating to natural and designed landscapes; cultural traditions; community archaeology; historic buildings, monuments and environments; and languages, etc. The funding is being made available though the Heritage Fund and all applicants for a grant above £250,000 need to complete a short Expression of Interest (EOI) form. EOI’s can be submitted at any time and the Heritage Fund will use the information to decide whether or not to invite the applicant to submit a development phase application. 

Useful Links: 



Magic Little Grants 2020

Online fundraising platform Localgiving has announced that this year’s Magic Little Grants grants programme is now open for applications. Small charities and community groups can apply for grants of up to £500 to support and inspire people to participate in sports or exercise. To be eligible applicant organisations will need to have an annual income of below £250,000 or be in their first year of operation. A total of 900 grants will be available. Applications can be submitted at any time until the 31st October 2020.

Useful Links:



Funding for Projects that Support Disadvantaged Young People

Grants of over £10,000 per project are available through the BBC Children in Need Main Grants programme to registered not for profit organisations and special schools that work with young people who are experiencing disadvantage through illness, distress, abuse or neglect; any kind of disability; behavioural or psychological difficulties; and / or living in poverty or situations of deprivation.

Deadline: 4th May 2020

Useful Links: 


Project Application form Guidance


Grants of up to £5,000 Available for Projects that Help the Homeless

Help the Homeless makes grants of up to £5,000 to small and medium sized charitable organisations (with a turnover of less than £1 million) whose aim is to help homeless people return to the community and enabling them to resume a normal life.

Typically, such organisations may operate small or medium-sized residential or training facilities to assist homeless people.

Closing Date: 15th June 2020

Useful Links: 


Download Application Form


City Bridge Trust gives £1m to emergency fund

City Bridge Trust has joined the Mayor of London, Sadiq Khan and London Funders a network of investors of London’s civil society to launch the new fund, with an initial £1 million provided by CBT and another £1 million from the Mayor of London.

Useful Links: 



Community Support Fund

The John Lewis Partnership, which includes Waitrose, has today announced new measures to help its shops meet the needs of customers with a particular focus on the elderly and the vulnerable.

These include a £1million Community Support Fund to be distributed by Waitrose shops to local communities, and protected shopping time for the elderly and the vulnerable. The Partnership is also exploring offering online classes and advice from expert Partners to customers who are having to self-isolate at home. These could include craft classes and advice for expectant parents. 

Useful Links: 



For a full and detailed list of all the funding available please click on the following links:


or Click here!

You can also visit www.grantsonline.org.uk to help finance your business.